FAQ

Frequently Asked Questions for Buyers

Getting Started

Begin by determining your budget and contacting your mortgage and real estate brokers. If you don’t already have a mortgage broker, I can refer you to a trusted and qualified professional. From there, we’ll guide you through the process, from finding properties to closing the deal.

A real estate agent provides expertise in market trends, negotiates on your behalf, and ensures the entire process runs smoothly. My goal is to save you time, reduce stress, and help you secure the best deal.

Yes, pre-approval helps you understand your buying power and shows sellers you’re a serious buyer, which can make your offers more competitive.

Home Search

Start by making a list of your must-haves and nice-to-haves, such as location, size, and features. I’ll work closely with you to match properties to your needs and preferences.

Yes, virtual tours, video calls, and detailed property reports can help you explore homes remotely. I’ll ensure you have all the information you need to make a confident decision.

Focus on layout, condition, potential repairs, and whether it fits your needs. Don’t hesitate to ask about recent upgrades, maintenance, and neighborhood details.

Making an Offer

The offer depends on the property’s market value, comparable sales in the area, and current market conditions. I’ll provide data-driven advice to help you make a competitive offer.

After acceptance, you’ll typically pay a deposit, complete inspections, finalize financing, and review all documents before closing. I’ll guide you every step of the way.

Financing

Pre-qualification is an initial assessment of your finances, while pre-approval involves a more detailed review by a lender, giving you a clearer picture of how much you can borrow.

Yes, many programs offer benefits like lower down payments, reduced interest rates, or tax credits. Let me know if you’re a first-time buyer, and I’ll help you explore your options.

Closing the Deal

Closing costs can include lender fees, title insurance, property taxes, and legal fees. I’ll provide an estimate of these costs early in the process so you can plan accordingly.

On average, it takes 30-45 days from the time an offer is accepted, though timelines can vary based on the circumstances.

You’ll sign the final documents, pay closing costs, and officially take ownership of your new home. I’ll be there to ensure everything goes smoothly.

After the Purchase

Absolutely! I have a trusted network of professionals, including inspectors, contractors, and movers, to help with any post-purchase needs.

While most issues should be addressed during the inspection phase, feel free to reach out to me for advice or resources if something unexpected arises.

You’ve got questions?
We’ll be happy
to answer them.

Contact us

WHERE TO FIND US:

  • (514) 619-9464
  • info@iwise.ca